Virtual Cards
Scallop offers virtual credit cards which can be used for online purchases, subscriptions, and global payments wherever Visa is accepted.
Each virtual card comes with a unique card number, expiry date, and CVV, and can be managed directly from the Scallop app.
Card Availability and Pricing
Virtual card access and pricing depend on your account plan.
Tier 1
Users can create virtual cards at a fixed cost per card.
Pricing $2 per virtual card
Notes Each card is billed at the time of creation Cards remain active until terminated by the user Standard card controls apply
Tier 2
Users receive a free first virtual card, with a low cost for additional cards.
Pricing First virtual card is free Additional cards cost $1 per card
Notes The free card applies only to the first card created Additional cards are charged individually Cards can be created and managed at any time
Tier 3
Users get unlimited access to virtual cards at no additional cost.
Pricing Unlimited virtual cards at no charge
Notes No per-card fees Ideal for businesses, teams, and high-frequency usage Advanced controls and higher limits may apply
Card Controls and Management
All virtual cards support the following features:
View card details securely
Set and update spending limits
Block or unblock cards instantly
Terminate cards permanently
Track card transactions in real time
Changes take effect immediately.
Security and Compliance
Virtual cards are issued under applicable banking and card network regulations. Sensitive card details are securely stored and accessed only when required.
For security reasons:
Card details are revealed only after user authentication
Cards can be instantly blocked if suspicious activity is detected
Transactions are monitored in real time
Important Notes
Virtual cards are digital only and cannot be converted into physical cards
Card availability may depend on successful identity verification
Fees are charged directly from your Scallop balance
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