# Plans ## Scallop Account Plans Explained Scallop offers three account plans designed to support different usage needs from personal money management to global payments and business-scale operations. Each plan unlocks additional capabilities, limits, and pricing advantages. *** ### Voyager - Plan (Personal, Self-Use) Voyager is a free entry-level plan designed for users who want to **receive, convert, and move money to any accounts**. **(Receive only from their own accounts)** #### Key characteristics * Hold and manage up to 10 currencies * Send funds to anyone * Receive funds from your own accounts (first-party only) * Convert currencies instantly within the app * No subscription fee #### Pricing & limits * **Monthly subscription:** Free * **Swap fee:** 1.5% * **Virtual cards:** $2 per card * **Yield:** Not Available #### Supported coverage * **Currencies:** USD, GBP, EUR + 7 additional currencies of your choice * **Payout corridors:** 10 major fiat currencies Voyager plan is perfect if you want a simple, low-commitment way to manage funds globally. *** ### Mariner - Plan (Global Payments) Mariner unlocks **third-party payments**, allowing you to receive money **from anyone worldwide**, along with lower fees and other perks. #### Key characteristics * Send and receive funds **to and from anyone globally** * Access **third party virtual accounts**, for USD & AED * EUR & GBP has first party pay-ins only * Lower fees compared to the Voyager plan * Subscription fee can be **waived** by maintaining balance #### Pricing & limits * **Monthly subscription:** $14.99 * Waived off for the next month(s), if you maintain **$10,000 average fiat balance** for the whole month * **Swap fee:** 0.75% * **Virtual cards:** First card free, additional cards at $1.00 each * **Yield:** 0.5% APR on eligible balances **(Coming Soon)** #### Supported coverage * **Currencies:** USD, GBP, EUR, AED + 48+ currencies * **Payout corridors:** 50+ local fiat currencies Mariner plan is ideal if you receive salary, freelance income, or payments from clients and partners across borders. *** ### Admiral / Business - Plan (Power & Scale) Admiral is Scallop’s most advanced plan, designed for **scale, efficiency, and premium access**. #### What you can do * Full access to **all supported currencies and corridors** * Operate with **priority banking and payout routes** * Issue and manage **multiple virtual cards at no cost** * Access the lowest fees across the platform #### Key characteristics * Optimized for high balances and transaction volumes * Best FX, payout, and conversion pricing * EUR & GBP has first party pay-ins only #### Pricing & limits * **Monthly subscription:** $49.99 * Waived off for the next month(s), if you maintain $50,000 average fiat balance for the whole month * **Swap fee:** 0.4% * **Virtual cards:** Multiple FREE * **Yield:** 1.5% APR on eligible balances **(Coming Soon)** #### Supported coverage * **Currencies:** USD, GBP, EUR, AED + 48+ currencies * **Payout corridors:** 50+ local fiat currencies Admiral is best suited for companies, institutions, and users who need maximum flexibility, volume, and efficiency.
FeatureVoyagerMarinerAdmiral
Payment ScopeSend to anyone & Receive funds from your own accounts only (1st Party Only)Send & Receive funds from anyone globally (1st & 3rd Party)Send & Receive funds from anyone globally (1st & 3rd Party)
Monthly Subscription$0$14.99$49.99
Waiver ThresholdN/A$10,000 Balance$50,000 Balance
Currencies (In/Hold)USD, GBP, EUR + 7 more currencies of their choiceUSD, GBP, EUR, AED + 48 currenciesAll + Priority Corridors
Payout Corridors10 Major Fiat50+ Local Fiat50+ Local Fiat
Virtual Card$2.00 / card1st card FREE, additional cards at $1.00 / card Multiple cards FREE
Swap Fee 1.50%0.75%0.40%
Receive (Payin)0.75% + Local Rail/Swift fee0.50% + Local Rail/Swift fee0.30% + Local Rail/Swift fee
Send (Payout)$2$1.25$0.75
Yield Share (Coming Soon)N/A0.50% APR1.50% APR
### Important Notes * UK, EU, GBP, AED - Local Rail fee is 0%. * Swift Fee - 0.25% for Voyager, 0.10% for Mariner, 0% for Admiral * Subscription fee waivers apply **only when the required fiat balance is maintained for the full month** * Yield applies only to **eligible fiat balances (Coming Soon)** * Currency availability may vary based on compliance and jurisdiction * Plan upgrades are optional and user-initiated * Your monthly membership fee will be charged automatically from your balance in USD, USDT, or USDC (full amount from a single currency). If no sufficient balance is available or automatic renewal is not enabled, your plan will be downgraded at renewal date. If the account is downgraded and more than 10 currencies have balances, excess balances will be swept automatically to USD (without fees). Also you'll have base currencies available which is USD, EUR, GBP. Your existing USD account details will change and will be downgraded to first party. EUR and GBP account details remain same and will be also downgraded to first party. Note:- Any funds send to the third party USD account details that you got from Mariner plan will be also reflecting in the first party USD account. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.scallopx.com/details/plans.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.